Aug. 09–When Ron Drummond had a routine hernia surgery last year, he didn’t bill any insurance company. Instead, he got 25 to 30 personal checks from people he barely knows, many accompanied by a note saying the sender was praying for him.
Drummond, who lives in Basehor and works in Johnson County, is a member of a Christian “health care sharing ministry” — a charity in which members pledge monthly dues to help each other cover unexpected medical expenses.
It sounds like health insurance, in that it’s a group of people pooling medical risk. But the charities say they’re different because they’re based on faith, not regulations.
“This is not insurance,” Drummond said. “There is no guarantee everyone is going to pay in.”
As premiums and deductibles for individual health plans have increased under the Affordable Care Act — commonly called Obamacare — more people are turning to such ministries rather than buying traditional health insurance.